Why Pre-Qualify?

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Even if you haven't so much as picked out homes to visit yet, it is advantageous to see your mortgage pro first. What for? What can we do for you before you have negotiated an amount, and don't know yet how much you want to borrow?

We Can Help You Pre-Qualify

We will help you calculate how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. During this process, we determine your borrowing capacity - looking at your job, available money for down payment, existing debt, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.

When you qualify, will present to you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are helping you to find the right mortgage loan program to fit your financial needs and that we're confident you'll qualify for a mortgage for up to a specific amount.

Buying Clout

A number of beneifits open to you when you find your next house, and have achieved pre-qualification. First, it helps you know how much you're able to offer. Being pre-qualified also will make your offer more attractive to the home seller, like you were bringing them a bag full of cash! They need not be concerned that they're wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to worry about. You'll have the clout of a buyer ready to make the deal on the spot!

We help with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. We do this by considering your income and debts, your employment and residence situations, your available funds for a down payment, required reserves, and some other things. We require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It's important for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage loan calculator tools on our site. For one thing, you will need a Pre-Qualification Letter! Then, we'll make sure we have the ideal mortgage loan program for your situation. We are eager to hear from you: contact us at 703.255-5810.

Have questions about pre-qualifying? Call us at 703.255-5810. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.