Why Pre-Qualification is Important

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It is helpful to consult with your mortgage professional early — even before you've started researching neighborhoods. What for? What can we do for you before you have negotiated a purchase amount, and do not know yet the amount you want to borrow?

We Can Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through pre-qualifying. The process outlines your finances - your debt, income, employment, and down payment money, among other things. It's short and basic; We take pride in keeping the paperwork light.

Once you qualify, will give you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), which states that we are helping you to find the ideal loan program to fit your financial needs and that we're confident you will qualify for a mortgage loan for a specific amount.

Power in the Pre-Qual

With your pre-qualification letter, several advantages are yours at the point you locate the home you want to make an offer on. First of all, you have some concrete numbers in mind, as the amount you can borrow. Even more important to the seller, your pre-qualification gives them confidence - as if you had come to their house with a bag of cash to back up the offer! They will not need to worry that they are wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to worry about. They have a virtual guarantee that they can trust your buying power.

We will help you with your pre-qualification

We will help you see how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. The process takes you through your current financial situation - your debts, income, career, cash available for down payment, among other things. It's quick and to the point; and we keep the paperwork light.


You can certainly use the mortgage calculators here on this site to get an idea of how much mortgage you'll be able to afford - but it's also valuable to meet with us. That way, we'll be able to help you get your pre-qualification letter. Next, we can consider your loan options to be sure you have selected the right one. Let us help you get started: Call us at 703.255-5810.

Have questions about pre-qualifying? Call us at 703.255-5810. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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Tell us about your credit history.