Why Pre-Qualify?

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It's valuable to see a mortgage loan pro first, even before you've determined what sort of home you hope to find. Why? If you do not yet know how much home you want to qualify for, how could we help?


We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. In this process, we calculate your borrowing capacity - looking at your job, available money for down payment, debts, income, and other circumstances. We will ask for a minimum amount of paperwork, with a short,basic process.

After you qualify, we present to you a Pre-Qualification Letter (your real estate agent might call it a "pre-qual"), which says that we are working with you to find the right loan program to meet your financial needs and that we are confident you will qualify for a mortgage loan for up to a certain amount.

Power in the Pre-Qual

Armed with your pre-qualification letter, several advantages are yours once you find the house you want to make an offer for. First, you have some concrete numbers in mind, as the total you will qualify for on your loan. Even more important to the seller, your pre-qualification letter gives them confidence - as if you had arrived at their house with a suitcase of cash to back up the offer! They need not worry that they are wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to fret over. You have the sway of a buyer ready to make the purchase right now!

We will help you pre-qualify

We can help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We will accomplish this by reviewing your debts and income, your work and residence situations, the available funds for down payment, required reserves, and some other things. It is a quick, thorough process with minimal risks for papercuts.


While you are able to try our tools to calculate mortgage variables on our site, it's essential to meet with us. We can begin getting your pre-qualification letter. For another thing, we may be able to locate a different mortgage choice that fits your goals better. Contact us at 703.255-5810 to get started.

Have questions about pre-qualifying? Call us at 703.255-5810. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.