When to Speak to Your Mortgage Professional About Pre-Qualification

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Even if you have not so much as researched homes to view yet, it's valuable to contact your mortgage professional first. Why? When you do not know yet how much house you want to qualify for, how can we help?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through the pre-qualification process. We will accomplish this by considering your debts and income, your employment and housing circumstances, the available funds for down payment, required reserves, and some other things. It's quick and basic; We keep the paperwork to a minimum.

When you are determined to be eligible, we prove our confidence in your ability to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

When you locate a house that catches your eye, and you want to make an offer, being pre-qualified for a loan will do several things. First, you have some general numbers in mind, as the amount you will qualify for with your loan. Even more important to the seller, your pre-qualification letter gives them confidence - as if you'd entered their house with a suitcase of cash to make the offer! They will not need to wonder if they're wasting their time if you won't be able to be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You'll have the clout of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

We can help you calculate the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. We achieve this by analyzing your income and debts, your work and housing situations, your funds available for a down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork light.


While you are able to use our tools to calculate mortgage variables on our site, it is a good idea to meet with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! Next, we can study your mortgage options to make sure you have selected the right one. Let us help you get started: Contact us at 703.255-5810.

Have questions about pre-qualifying? Call us at 703.255-5810. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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