When to Speak to Your Mortgage Professional

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It's important to see a mortgage loan pro first, even before you've determined what sort of home to search for. What for? Perhaps it's hard to understand the ways we could help even before you start to negotiate.

Pre-Qualify

Our mortgage professionals will help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. The process outlines your financial situation - your debts, income, career, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.

When you are considered eligible, we prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qual Power

Several advantages open to you when you've found your next house, and have pre-qualification power. First, it lets you know how much you can offer. Even more important to the seller, your pre-qualification letter gives them certainty - as if you'd entered their home with a big box of cash to make the offer! They will not have to be concerned they are wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not be something for them to worry about. You have the ability to back your offer up.

We help with your pre-qualification

We will help determine how much of a mortgage you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. This process outlines your financial situation - your debt, income, job, down payment money, among other things. We will ask for a minimum amount of paperwork, with a quick process.

One on one

You can always use the mortgage calculators available on this site to calculate how much mortgage you'll be able to afford - but it's also essential to meet with us. That way, we will help you get your pre-qualification letter. Next, we can study your mortgage program options and make sure you have found the best one. Let us help you get started: Call us at 703.255-5810.

Have questions about pre-qualifying? Call us at 703.255-5810. The Mortgage Exchange Service LLC answers pre-qualifying questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.