When to Speak to a Mortgage Pro About Pre-Qualification

In the market for a new mortgage? We will be glad to assist you! Call us at 703.255-5810. Want to get started? Apply Online Now.

It is important to visit with a mortgage professional early, even if you haven't decided the sort of home to search for. What for? If you don't know yet how much home you need to qualify for, how can we help?


When we pre-qualify you, we help you decide the amount in monthly payments you can afford, and the size of loan you will qualify for. This process outlines your current financial situation - your debt, income, career, and cash available for down payment, among other things. We ask for a minimum amount of paperwork, with a short,basic process.

After you qualify, we present to you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), which states that we are helping you to find the right mortgage loan to fit your needs and that we're confident you'll qualify for a mortgage loan for a specific amount.

Pre-Qualification Power

Once you locate the house that catches your eye, and you want to make an offer, being pre-qualified for a loan will do several things. The first is that you will know what you can afford when determining your offer. More important to the home seller, your being pre-qualified is like your having entered their front door with a bag full of cash to make the deal! They won't need to wonder if they are wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You have the capability to back your offer up.

We help with your pre-qualification

We will help you see how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. In the process, we explore your ability to borrow - analyzing your employment, money available for down payment, debt, income, and other circumstances. We require a minimum amount of paperwork, and avoid a lengthy process.

One on one

You can certainly use the calculators available on this website to get an idea of how much mortgage you can afford - but it's also essential to talk with one of our mortgage professionals. We can begin working on your pre-qualification letter. Next, we can review your mortgage program options to be sure you are in the best one. We are waiting to hear from you: call us at 703.255-5810.

Have questions about pre-qualifying? Call us at 703.255-5810. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.