The Importance of Pre-Qualifying
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Even if you have not so much as narrowed down houses to view yet, it's important to visit with your mortgage pro early. What for? What can we do for you before you have made your offer, and do not know yet the amount you want to borrow?
We Will Help You Pre-Qualify
When we pre-qualify you, we help you figure out the amount in mortgage payments you can fit in your budget, and how much we of a loan you can qualify for. This process takes you through your finances - your debts, income, career, and down payment money, among other things. We will ask for a minimum amount of paperwork, with a quick process.
We'll award you a Pre-Qualification Letter if you qualify, that documents that we're confident you will qualify for up to a specific amount of mortgage loan dollars.
Holding your pre-qualification letter, a number of advantages are yours once you find the house you want to make an offer for. First, it lets you know how much you can offer.
Of greater importance to the existing home owner, your being pre-qualified is like your having entered their house with a suitcase full of cash ready to make the deal! They won't have to worry that that they are wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount won't be something for them to be concerned about. You have the ability to back up your offer.
We can help you pre-qualify
We will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debts, income, career, cash available for down payment, among other things. It's quick and basic; and we take pride in keeping the paperwork light.
It is vital for you to sit down and talk with us, even though you are welcome to also utilize the helpful mortgage calculators on this site. We can begin getting your pre-qualification letter. For another thing, we could locate a different mortgage option that is a better fit for you. We're waiting to hear from you: call us at 7032555810.
Have questions about pre-qualifying? Call us at 7032555810. It's our job to answer pre-qualification questions, so we're happy to help!