/* =========================================================
   Mortgage Plan Builder — wizard + dashboard styles
   (loaded in addition to styles.css on Plan Builder pages)
   ========================================================= */

/* ---------- Wizard shell ---------- */
.mpb { max-width: 960px; margin: 0 auto; padding: 0 var(--s-6); }
.mpb-card {
  background: white;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  padding: var(--s-8);
  box-shadow: var(--shadow);
}
@media (max-width: 640px) { .mpb-card { padding: var(--s-5); } }

.mpb-progress {
  display: flex; gap: var(--s-3); margin-bottom: var(--s-6);
  align-items: center;
}
.mpb-progress-track {
  flex-grow: 1; height: 6px; background: var(--gray-100); border-radius: 3px; overflow: hidden;
}
.mpb-progress-fill {
  height: 100%; background: linear-gradient(90deg, var(--teal-700), var(--accent-gold));
  border-radius: 3px; transition: width .3s ease;
}
.mpb-progress-label {
  font-size: .8rem; color: var(--gray-600); font-weight: 500; white-space: nowrap;
}

.mpb-step-header {
  margin-bottom: var(--s-6);
  padding-bottom: var(--s-4);
  border-bottom: 1px solid var(--gray-100);
}
.mpb-step-header .eyebrow { color: var(--teal-700); }
.mpb-step-header h2 { margin-bottom: var(--s-2); }
.mpb-step-header p { color: var(--gray-600); margin: 0; max-width: 62ch; }

.mpb-group { margin-bottom: var(--s-6); }
.mpb-group-label {
  font-family: var(--font-serif); font-size: 1.1rem; color: var(--navy-900);
  font-weight: 600; margin-bottom: var(--s-3);
}
.mpb-group-why {
  font-size: .82rem; color: var(--gray-600);
  margin-top: calc(var(--s-2) * -1); margin-bottom: var(--s-3);
}

.mpb-nav {
  display: flex; justify-content: space-between; gap: var(--s-3);
  margin-top: var(--s-8);
  padding-top: var(--s-5);
  border-top: 1px solid var(--gray-100);
}

/* Chips (radio-as-cards) */
.mpb-chips {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--s-3);
}
.mpb-chip {
  background: white; border: 1.5px solid var(--gray-200);
  border-radius: var(--radius); padding: var(--s-4);
  text-align: left; cursor: pointer;
  font-family: inherit; color: var(--gray-800);
  transition: border-color .15s, background .15s, transform .1s;
  display: flex; flex-direction: column; gap: 2px;
}
.mpb-chip:hover { border-color: var(--teal-700); }
.mpb-chip.selected {
  border-color: var(--teal-700); background: var(--teal-50);
  box-shadow: inset 0 0 0 1px var(--teal-700);
}
.mpb-chip strong { display: block; color: var(--navy-900); font-size: .98rem; }
.mpb-chip small { color: var(--gray-600); font-size: .8rem; }

/* Form rows */
.mpb-row { display: grid; gap: var(--s-4); grid-template-columns: 1fr 1fr; }
.mpb-row-3 { display: grid; gap: var(--s-4); grid-template-columns: repeat(3, 1fr); }
@media (max-width: 640px) { .mpb-row, .mpb-row-3 { grid-template-columns: 1fr; } }

/* Money input */
.mpb-money { position: relative; }
.mpb-money input { padding-left: 2rem; }
.mpb-money::before {
  content: "$"; position: absolute; left: .85rem; top: 50%; transform: translateY(-50%);
  color: var(--gray-600); font-weight: 500; pointer-events: none;
}

/* Conditional reveal */
.mpb-reveal { display: none; }
.mpb-reveal.active { display: block; animation: fadeSlide .25s ease; }
@keyframes fadeSlide { from { opacity: 0; transform: translateY(4px); } to { opacity: 1; transform: translateY(0); } }

/* Save-for-later strip */
.mpb-save-strip { font-size: .82rem; color: var(--gray-600); text-align: center; margin-top: var(--s-6); }
.mpb-fineprint { font-size: .78rem; color: var(--gray-600); margin-top: var(--s-4); line-height: 1.45; }

/* ---------- Snapshot dashboard ---------- */
.snap { max-width: 1200px; margin: 0 auto; padding: 0 var(--s-6); }
.snap-hero {
  background: linear-gradient(135deg, var(--navy-900), var(--teal-700));
  color: white; border-radius: var(--radius-lg);
  padding: var(--s-10); margin-bottom: var(--s-8);
  box-shadow: var(--shadow-lg); position: relative; overflow: hidden;
}
.snap-hero::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(500px 300px at 100% 0%, rgba(201,169,97,.3), transparent 60%);
  pointer-events: none;
}
.snap-hero .eyebrow { color: var(--accent-gold); position: relative; }
.snap-hero h1 { color: white; font-size: clamp(1.8rem, 3vw, 2.6rem); margin-bottom: var(--s-3); position: relative; }
.snap-hero p { color: rgba(255,255,255,.9); max-width: 70ch; position: relative; margin-bottom: var(--s-5); }
.snap-hero .readiness {
  display: inline-flex; align-items: baseline; gap: var(--s-2);
  background: rgba(255,255,255,.1);
  padding: var(--s-3) var(--s-5); border-radius: 999px;
  font-size: .9rem; position: relative;
}
.snap-hero .readiness strong { font-family: var(--font-serif); font-size: 1.8rem; color: var(--accent-gold); }

.snap-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--s-5); margin-bottom: var(--s-8);
}
@media (max-width: 900px) { .snap-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .snap-grid { grid-template-columns: 1fr; } }

.snap-tile {
  background: white; border: 1px solid var(--gray-100);
  border-radius: var(--radius); padding: var(--s-5);
  display: flex; flex-direction: column; gap: var(--s-2);
}
.snap-tile .label {
  font-size: .75rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--gray-600); font-weight: 600;
}
.snap-tile .value {
  font-family: var(--font-serif); font-size: clamp(1.6rem, 3vw, 2.1rem);
  color: var(--navy-900); font-weight: 600; line-height: 1.1;
}
.snap-tile .sub { font-size: .85rem; color: var(--gray-600); }
.snap-tile .meaning {
  margin-top: auto; padding-top: var(--s-3);
  border-top: 1px dashed var(--gray-100);
  font-size: .82rem; color: var(--gray-600);
}

.snap-section {
  background: white; border: 1px solid var(--gray-100);
  border-radius: var(--radius); padding: var(--s-6);
  margin-bottom: var(--s-5);
}
.snap-section h2 { margin-bottom: var(--s-2); }
.snap-section > p { color: var(--gray-600); max-width: 68ch; }

/* Program fit cards */
.fit-cards {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--s-4); margin-top: var(--s-4);
}
.fit-card {
  background: var(--warm-white); border: 1px solid var(--gray-100);
  border-radius: var(--radius); padding: var(--s-5);
  display: flex; flex-direction: column; gap: var(--s-2);
}
.fit-card h4 {
  margin: 0; font-size: 1.05rem; color: var(--navy-900);
  display: flex; justify-content: space-between; align-items: center; gap: var(--s-2);
}
.fit-badge {
  font-size: .7rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  padding: .3rem .6rem; border-radius: 999px; white-space: nowrap;
}
.fit-badge.strong { background: #DDEEDF; color: #1B5E37; }
.fit-badge.review { background: #FAEED0; color: #806014; }
.fit-badge.unlikely { background: var(--gray-50); color: var(--gray-600); }
.fit-card ul { padding-left: 1.1rem; margin: 0; font-size: .88rem; color: var(--gray-600); }
.fit-card ul li { margin-bottom: 4px; }

/* Risk flags */
.risk-list { display: flex; flex-direction: column; gap: var(--s-3); margin-top: var(--s-4); }
.risk-item {
  display: grid; grid-template-columns: auto 1fr; gap: var(--s-4);
  padding: var(--s-4);
  background: var(--warm-white); border-left: 4px solid var(--gray-400);
  border-radius: var(--radius-sm);
}
.risk-item .level {
  font-size: .7rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
  padding: .25rem .55rem; border-radius: 999px; align-self: start;
}
.risk-item.high .level { background: #F8D7D7; color: #7E2323; }
.risk-item.medium .level { background: #FAEED0; color: #806014; }
.risk-item.low .level { background: var(--teal-50); color: var(--teal-700); }
.risk-item.high { border-color: var(--danger); }
.risk-item.medium { border-color: var(--warning); }
.risk-item.low { border-color: var(--teal-700); }
.risk-item strong { display: block; color: var(--navy-900); font-size: .98rem; margin-bottom: 2px; }
.risk-item span { font-size: .88rem; color: var(--gray-600); }

/* Document checklist */
.doc-categories { display: flex; flex-direction: column; gap: var(--s-3); margin-top: var(--s-4); }
.doc-cat { border: 1px solid var(--gray-100); border-radius: var(--radius); overflow: hidden; }
.doc-cat-head {
  display: flex; justify-content: space-between; align-items: center; gap: var(--s-3);
  padding: var(--s-4) var(--s-5);
  background: var(--warm-white);
  cursor: pointer; user-select: none;
}
.doc-cat-head strong { color: var(--navy-900); font-size: 1rem; }
.doc-cat-head .meta { font-size: .82rem; color: var(--gray-600); }
.doc-cat-body { padding: 0 var(--s-5) var(--s-4); display: none; }
.doc-cat.open .doc-cat-body { display: block; }
.doc-item {
  display: grid; grid-template-columns: 1fr auto; gap: var(--s-3);
  padding: var(--s-3) 0;
  border-bottom: 1px dashed var(--gray-100);
  align-items: center;
}
.doc-item:last-child { border-bottom: none; }
.doc-item .doc-label { font-size: .95rem; color: var(--navy-900); font-weight: 500; }
.doc-item .doc-why { font-size: .8rem; color: var(--gray-600); margin-top: 2px; }
.doc-item .doc-optional { font-size: .7rem; color: var(--gray-600); font-style: italic; margin-left: 6px; }

.doc-status {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: .78rem; font-weight: 600; letter-spacing: .04em;
  padding: .3rem .6rem; border-radius: 999px; border: none; cursor: pointer;
  font-family: inherit;
}
.doc-status.needed    { background: var(--gray-50); color: var(--gray-600); }
.doc-status.uploaded  { background: var(--teal-50); color: var(--teal-700); }
.doc-status.review    { background: #FAEED0; color: #806014; }
.doc-status.accepted  { background: #DDEEDF; color: #1B5E37; }
.doc-status.attention { background: #F8D7D7; color: #7E2323; }

.dropzone {
  margin-top: var(--s-3);
  border: 2px dashed var(--gray-200);
  border-radius: var(--radius);
  padding: var(--s-5);
  text-align: center;
  color: var(--gray-600);
  font-size: .9rem;
  cursor: pointer;
  transition: border-color .15s, background .15s;
}
.dropzone:hover, .dropzone.dragover {
  border-color: var(--teal-700); background: var(--teal-50); color: var(--teal-700);
}
.dropzone strong { display: block; color: var(--navy-900); margin-bottom: 4px; font-size: .95rem; }

.readiness-row { display: flex; align-items: center; gap: var(--s-3); margin: var(--s-4) 0; }
.readiness-track { flex-grow: 1; height: 10px; background: var(--gray-100); border-radius: 5px; overflow: hidden; }
.readiness-fill { height: 100%; background: linear-gradient(90deg, var(--teal-700), var(--accent-gold)); transition: width .4s ease; }
.readiness-pct { font-weight: 600; color: var(--navy-900); font-size: .95rem; }

.snap-actions {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: var(--s-3);
  margin-top: var(--s-4);
}

/* Timeline */
.timeline {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: var(--s-3);
  margin-top: var(--s-5);
  counter-reset: tl;
}
.timeline-step {
  background: var(--warm-white);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-sm);
  padding: var(--s-4);
  position: relative;
}
.timeline-step::before {
  counter-increment: tl;
  content: counter(tl, decimal-leading-zero);
  font-family: var(--font-serif); color: var(--accent-gold); font-weight: 600;
  font-size: 1.2rem;
}
.timeline-step strong { display: block; color: var(--navy-900); font-size: .9rem; margin-top: 4px; }
.timeline-step span { font-size: .78rem; color: var(--gray-600); }

/* Conditions preview */
.conditions-list {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: var(--s-3);
  margin-top: var(--s-4); padding: 0; list-style: none;
}
.conditions-list li {
  padding: var(--s-3) var(--s-4);
  background: var(--warm-white); border-left: 3px solid var(--teal-700);
  border-radius: var(--radius-sm);
  font-size: .88rem; color: var(--gray-800);
}

/* Mobile sticky bottom CTA */
.mobile-sticky-cta {
  display: none;
  position: fixed; bottom: 0; left: 0; right: 0;
  background: var(--navy-900); color: white;
  padding: var(--s-3) var(--s-4);
  z-index: 45; box-shadow: 0 -4px 20px rgba(11,37,69,.2);
  align-items: center; justify-content: space-between;
  gap: var(--s-3);
}
.mobile-sticky-cta .btn { flex-grow: 1; text-align: center; }
@media (max-width: 720px) {
  .mobile-sticky-cta { display: flex; }
  body { padding-bottom: 64px; }
  .chatbot-bubble { bottom: 76px; }
}

/* Scheduling section */
.schedule-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: var(--s-8);
  align-items: start;
}
@media (max-width: 800px) { .schedule-grid { grid-template-columns: 1fr; } }
.schedule-cta-list { display: flex; flex-direction: column; gap: var(--s-2); }
.schedule-cta-btn {
  display: block; width: 100%;
  background: white; border: 1px solid var(--gray-200); border-radius: var(--radius);
  padding: var(--s-4);
  text-align: left; color: var(--navy-900); text-decoration: none;
  transition: border-color .15s, transform .1s;
  font-family: inherit; cursor: pointer; font-size: inherit;
}
.schedule-cta-btn:hover { border-color: var(--teal-700); text-decoration: none; color: var(--navy-900); transform: translateY(-1px); }
.schedule-cta-btn strong { display: block; font-family: var(--font-serif); font-size: 1rem; color: var(--navy-900); margin-bottom: 2px; }
.schedule-cta-btn span { color: var(--gray-600); font-size: .85rem; }
.calendar-embed-placeholder {
  background: var(--warm-white); border: 2px dashed var(--gray-200);
  border-radius: var(--radius); padding: var(--s-8);
  text-align: center; color: var(--gray-600);
}
.calendar-embed-placeholder strong { color: var(--navy-900); font-family: var(--font-serif); font-size: 1.1rem; display: block; margin-bottom: 6px; }

/* Print-friendly snapshot */
@media print {
  .utility-bar, .header, .footer, .chatbot-bubble, .mobile-sticky-cta, .snap-actions, .schedule-cta-list { display: none !important; }
  body { background: white; color: black; }
  .snap-hero { background: white !important; color: black !important; box-shadow: none; border: 1px solid #ccc; }
  .snap-hero h1 { color: black; }
  .snap-tile, .snap-section, .fit-card, .risk-item, .timeline-step { break-inside: avoid; page-break-inside: avoid; }
}

/* =========================================================
   Email-my-plan modal (inline, built into Plan Builder)
   ========================================================= */
.mpb-modal-overlay {
  position: fixed; inset: 0;
  background: rgba(11, 37, 69, 0.55);
  backdrop-filter: blur(4px);
  z-index: 100;
  align-items: center; justify-content: center;
  padding: var(--s-4);
  animation: mpbFade .15s ease;
}
@keyframes mpbFade { from { opacity: 0; } to { opacity: 1; } }
.mpb-modal {
  background: white;
  border-radius: var(--radius-lg);
  padding: var(--s-8);
  max-width: 440px;
  width: 100%;
  box-shadow: 0 20px 60px rgba(11, 37, 69, 0.3);
  position: relative;
  animation: mpbSlide .2s ease;
}
@keyframes mpbSlide { from { transform: translateY(12px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }
.mpb-modal h3 {
  margin: 0 0 var(--s-3);
  font-family: var(--font-serif);
  font-size: 1.35rem;
  color: var(--navy-900);
}
.mpb-modal p { color: var(--gray-600); font-size: .95rem; }
.mpb-modal-close {
  position: absolute; top: var(--s-3); right: var(--s-3);
  background: var(--gray-50); border: none;
  width: 32px; height: 32px; border-radius: 50%;
  font-size: 1.2rem; cursor: pointer; color: var(--gray-800);
  display: grid; place-items: center;
}
.mpb-modal-close:hover { background: var(--gray-100); }

/* "Link-button" — a button styled like an inline link */
.link-button {
  background: none; border: none; padding: 0;
  color: var(--teal-700); font: inherit; cursor: pointer;
  text-decoration: underline; text-underline-offset: 2px;
}
.link-button:hover { color: var(--navy-900); }

/* Learning Center: "Coming soon" states */
.coming-soon-wrap {
  display: block;
  position: relative;
  cursor: not-allowed;
}
.coming-soon-wrap .resource-card {
  opacity: 0.7;
  pointer-events: none;
}
.coming-soon-badge {
  position: absolute;
  top: var(--s-3);
  right: var(--s-3);
  background: var(--gray-50);
  color: var(--gray-600);
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: .3rem .6rem;
  border-radius: 999px;
  border: 1px solid var(--gray-200);
  z-index: 2;
}
.coming-soon-wrap[data-tooltip]:hover::after {
  content: attr(data-tooltip);
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--navy-900);
  color: white;
  padding: .45rem .7rem;
  border-radius: 6px;
  font-size: .78rem;
  white-space: nowrap;
  z-index: 3;
  pointer-events: none;
}
.coming-soon-wrap[data-tooltip]:hover::before {
  content: "";
  position: absolute;
  bottom: calc(100% + 4px);
  left: 50%;
  transform: translateX(-50%) rotate(45deg);
  width: 8px; height: 8px;
  background: var(--navy-900);
  z-index: 3;
}

/* =========================================================
   Homepage triage entry point (Enhancement 4)
   ========================================================= */
.triage {
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  padding: var(--s-8);
  max-width: 860px;
  margin: 0 auto;
}
@media (max-width: 640px) { .triage { padding: var(--s-5); } }
.triage-head {
  text-align: center;
  margin-bottom: var(--s-6);
}
.triage-head h2 { margin-bottom: var(--s-2); }
.triage-head p { color: var(--gray-600); max-width: 56ch; margin: 0 auto; }

.triage-q { display: none; animation: triageFade .25s ease; }
.triage-q.active { display: block; }
@keyframes triageFade { from { opacity: 0; transform: translateY(4px); } to { opacity: 1; transform: translateY(0); } }

.triage-qlabel {
  font-family: var(--font-serif);
  font-size: 1.15rem;
  color: var(--navy-900);
  margin-bottom: var(--s-4);
  text-align: center;
}

.triage-options {
  display: grid;
  gap: var(--s-3);
}
.triage-options button {
  background: white;
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius);
  padding: var(--s-4) var(--s-5);
  text-align: left;
  cursor: pointer;
  font: inherit;
  color: var(--navy-900);
  transition: border-color .15s, background .15s, transform .08s;
  display: flex; align-items: center; justify-content: space-between; gap: var(--s-3);
  font-size: .98rem;
}
.triage-options button:hover {
  border-color: var(--teal-700);
  background: var(--teal-50);
}
.triage-options button::after {
  content: "→";
  color: var(--teal-700);
  opacity: .6;
  transition: opacity .15s, transform .15s;
}
.triage-options button:hover::after {
  opacity: 1;
  transform: translateX(2px);
}

.triage-progress {
  text-align: center;
  font-size: .78rem;
  color: var(--gray-600);
  letter-spacing: .08em;
  text-transform: uppercase;
  margin-bottom: var(--s-4);
}

.triage-result {
  background: white;
  border: 1px solid var(--teal-700);
  border-radius: var(--radius);
  padding: var(--s-6);
  text-align: center;
  display: none;
}
.triage-result.active { display: block; }
.triage-result .eyebrow { color: var(--teal-700); }
.triage-result h3 {
  font-size: 1.3rem;
  color: var(--navy-900);
  margin-bottom: var(--s-3);
}
.triage-result p { color: var(--gray-600); max-width: 50ch; margin: 0 auto var(--s-5); }
.triage-result .ctas {
  display: flex; flex-direction: column; gap: var(--s-2);
  align-items: center;
}
.triage-result .ctas a { font-weight: 500; }

.triage-reset {
  text-align: center;
  margin-top: var(--s-4);
  font-size: .85rem;
}
.triage-reset button {
  background: none; border: none; padding: 0;
  color: var(--teal-700); font: inherit; cursor: pointer;
  text-decoration: underline; text-underline-offset: 2px;
}
.triage-reset button:hover { color: var(--navy-900); }

/* =========================================================
   Affordability table (VA + MD guide pages — Enhancement 8)
   ========================================================= */
.afford-table-wrap { overflow-x: auto; margin-top: var(--s-4); }
.afford-table {
  width: 100%;
  border-collapse: collapse;
  font-size: .95rem;
  background: white;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  overflow: hidden;
}
.afford-table thead th {
  background: var(--navy-900);
  color: white;
  text-align: left;
  font-weight: 600;
  padding: var(--s-4) var(--s-4);
  font-size: .82rem;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.afford-table tbody td {
  padding: var(--s-3) var(--s-4);
  border-bottom: 1px solid var(--gray-100);
  vertical-align: top;
}
.afford-table tbody tr:nth-child(even) td { background: var(--warm-white); }
.afford-table tbody tr:last-child td { border-bottom: none; }
.afford-table td:first-child {
  font-weight: 600;
  color: var(--navy-900);
  font-family: var(--font-serif);
}
.afford-table td:nth-child(2),
.afford-table td:nth-child(3) {
  white-space: nowrap;
  color: var(--navy-900);
}
.afford-table td:nth-child(4) {
  font-size: .88rem;
  color: var(--gray-600);
}
@media (max-width: 640px) {
  .afford-table { font-size: .88rem; }
  .afford-table thead th, .afford-table tbody td { padding: var(--s-3); }
}

/* =========================================================
   Save Your Snapshot — email capture (E1)
   ========================================================= */
.snap-save {
  background: linear-gradient(135deg, var(--navy-900), #0e2d54);
  color: white;
  border-radius: var(--radius-lg);
  padding: var(--s-10);
  margin-bottom: var(--s-5);
  position: relative;
  overflow: hidden;
}
.snap-save::before {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(450px 280px at 100% 100%, rgba(201,169,97,.2), transparent 70%);
  pointer-events: none;
}
.snap-save > * { position: relative; }
.snap-save .eyebrow { color: var(--accent-gold); }
.snap-save h2 { color: white; max-width: 22ch; }
.snap-save .lead-subtle { color: rgba(255,255,255,.85); max-width: 60ch; margin-bottom: var(--s-5); }
.snap-save form {
  display: grid; grid-template-columns: 1fr 1fr auto; gap: var(--s-3);
  align-items: end;
  max-width: 680px;
}
@media (max-width: 720px) {
  .snap-save form { grid-template-columns: 1fr; }
}
.snap-save .field { margin: 0; }
.snap-save label { color: rgba(255,255,255,.85); font-size: .85rem; font-weight: 500; }
.snap-save input {
  background: white; color: var(--navy-900);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: var(--radius-sm);
  padding: .75rem .9rem; font: inherit;
  width: 100%;
}
.snap-save input:focus {
  outline: none; border-color: var(--accent-gold);
  box-shadow: 0 0 0 3px rgba(201,169,97,.3);
}
.snap-save-phone-row {
  max-width: 680px;
  margin-top: var(--s-3);
}
.snap-save-phone-row .help { color: rgba(255,255,255,.65); font-size: .8rem; margin-top: var(--s-2); }
.snap-save-submit {
  background: var(--accent-gold) !important;
  color: var(--navy-900) !important;
  white-space: nowrap;
  border: none;
}
.snap-save-submit:hover { background: #d8ba73 !important; }
.snap-save .foot-micro {
  color: rgba(255,255,255,.7);
  font-size: .78rem;
  margin-top: var(--s-4);
  max-width: 60ch;
}
.snap-save .secondary-cta {
  display: inline-flex; align-items: center; gap: var(--s-2);
  margin-top: var(--s-5);
  background: transparent; border: 1px solid rgba(255,255,255,.3);
  color: white; padding: .7rem 1.1rem; border-radius: 999px;
  text-decoration: none; font-weight: 500;
  transition: border-color .15s, background .15s;
}
.snap-save .secondary-cta:hover {
  border-color: var(--accent-gold); color: white;
  background: rgba(255,255,255,.05); text-decoration: none;
}
.snap-save-confirm {
  padding: var(--s-6);
  background: rgba(255,255,255,.08);
  border-radius: var(--radius);
  border-left: 4px solid var(--accent-gold);
  max-width: 680px;
}
.snap-save-confirm strong { color: white; display: block; font-family: var(--font-serif); font-size: 1.1rem; margin-bottom: 6px; }
.snap-save-confirm span { color: rgba(255,255,255,.85); font-size: .95rem; }

/* =========================================================
   What Happens Next — 3-step timeline (E9)
   ========================================================= */
.whn {
  background: white;
  border: 1px solid var(--gray-100);
  border-radius: var(--radius);
  padding: var(--s-6) var(--s-6) var(--s-5);
  margin-bottom: var(--s-5);
}
.whn h2 { margin-bottom: var(--s-2); }
.whn > p { color: var(--gray-600); }
.whn-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--s-5);
  margin-top: var(--s-5);
  position: relative;
}
.whn-steps::before {
  content: "";
  position: absolute;
  top: 22px;
  left: 10%; right: 10%;
  height: 2px;
  background: linear-gradient(90deg, var(--teal-700), var(--teal-700));
  opacity: .15;
  z-index: 0;
}
@media (max-width: 720px) {
  .whn-steps { grid-template-columns: 1fr; }
  .whn-steps::before { display: none; }
}
.whn-step {
  position: relative; z-index: 1;
  text-align: center;
}
.whn-circle {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--teal-700); color: white;
  display: grid; place-items: center;
  font-family: var(--font-serif); font-weight: 600; font-size: 1.15rem;
  margin: 0 auto var(--s-3);
  box-shadow: 0 0 0 6px var(--warm-white);
}
.whn-step strong { display: block; color: var(--navy-900); font-size: 1rem; margin-bottom: var(--s-2); font-family: var(--font-serif); }
.whn-step span { color: var(--gray-600); font-size: .9rem; }
.whn-foot {
  margin-top: var(--s-5);
  padding-top: var(--s-4);
  border-top: 1px solid var(--gray-100);
  text-align: center;
  font-style: italic;
  color: var(--gray-600);
  font-size: .88rem;
}

/* =========================================================
   Calendar placeholder block (E2) — used across tool pages
   ========================================================= */
.cal-block {
  background: var(--gray-50);
  border: 1px solid var(--gray-100);
  border-radius: var(--radius-lg);
  padding: var(--s-8);
  text-align: center;
  margin: var(--s-8) auto;
  max-width: 760px;
}
.cal-block h3 {
  margin-bottom: var(--s-2);
  font-size: 1.4rem;
}
.cal-block > p {
  color: var(--gray-600);
  max-width: 52ch;
  margin: 0 auto var(--s-5);
}
.cal-embed {
  background: white;
  border: 2px dashed var(--gray-200);
  border-radius: var(--radius);
  padding: var(--s-6);
  color: var(--gray-600);
  font-size: .95rem;
}
.cal-embed strong {
  display: block;
  color: var(--navy-900);
  font-family: var(--font-serif);
  font-size: 1.05rem;
  margin-bottom: var(--s-2);
}
.cal-embed a { font-weight: 500; }

/* =========================================================
   Why-we-ask tooltips (E5) + Step 4 testimonial (E7)
   ========================================================= */
.why-ask {
  display: inline-flex; align-items: center; justify-content: center;
  width: 16px; height: 16px;
  border-radius: 50%;
  background: var(--gray-100); color: var(--teal-700);
  font-size: .72rem; font-weight: 700; font-family: var(--font-sans);
  margin-left: 6px;
  cursor: help;
  position: relative;
  vertical-align: middle;
  line-height: 1;
  user-select: none;
}
.why-ask:hover, .why-ask:focus {
  background: var(--teal-700); color: white;
  outline: none;
}
.why-ask::after {
  content: attr(data-tip);
  position: absolute;
  bottom: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--navy-900);
  color: white;
  padding: .55rem .75rem;
  border-radius: 6px;
  font-size: .78rem;
  font-weight: 400;
  line-height: 1.4;
  width: max-content;
  max-width: 280px;
  text-align: left;
  white-space: normal;
  z-index: 20;
  opacity: 0;
  pointer-events: none;
  transition: opacity .15s;
  box-shadow: 0 4px 14px rgba(11, 37, 69, .2);
}
.why-ask::before {
  content: "";
  position: absolute;
  bottom: calc(100% + 2px);
  left: 50%;
  transform: translateX(-50%) rotate(45deg);
  width: 8px; height: 8px;
  background: var(--navy-900);
  z-index: 19;
  opacity: 0;
  pointer-events: none;
  transition: opacity .15s;
}
.why-ask:hover::after, .why-ask:focus::after,
.why-ask:hover::before, .why-ask:focus::before {
  opacity: 1;
}
@media (max-width: 640px) {
  .why-ask::after { max-width: 240px; left: 0; transform: none; }
  .why-ask::before { left: 8px; transform: rotate(45deg); }
}

/* Step 4 testimonial card (E7) */
.step4-testimonial {
  background: var(--gray-50);
  border-radius: var(--radius);
  padding: var(--s-5) var(--s-6);
  margin: var(--s-6) 0 var(--s-4);
  border-left: 3px solid var(--teal-700);
  font-size: .95rem;
  color: var(--gray-800);
  line-height: 1.5;
  position: relative;
}
.step4-testimonial::before {
  content: "\201C";
  position: absolute;
  top: -4px; left: 12px;
  font-family: var(--font-serif);
  font-size: 3.5rem;
  color: var(--teal-700);
  opacity: .25;
  line-height: 1;
}
.step4-testimonial p { margin: 0 0 var(--s-2) var(--s-3); }
.step4-testimonial .who {
  margin: 0 0 var(--s-2) var(--s-3);
  color: var(--navy-900);
  font-size: .88rem;
}
.step4-testimonial .fineprint {
  margin: 0 0 0 var(--s-3);
  color: var(--gray-600);
  font-size: .72rem;
}