Free Estimate · Virginia & Maryland Homeowners 62+

How Much Could a Reverse Mortgage Give You?

Answer 7 quick questions and get a plain-English estimate of the funds you may be able to access, priced with today's Treasury rates and HUD's own tables, with the math shown step by step. No credit pull. No obligation. This is an estimate for education only, not an offer or commitment to lend.

Question 1 of 7

What is the age of the youngest homeowner?

If a spouse lives in the home, use whoever is younger. You generally must be 62 or older.

Is a spouse under 62 living with you? Enter their age (optional)

FHA can protect a younger spouse so they can stay in the home. It bases the loan amount on their age.

Question 2 of 7

Is this home your primary residence?

A reverse mortgage is only for the home you live in most of the year.

Question 3 of 7

What type of home is it?

Most homes qualify. A few types need extra review.

Question 4 of 7

Roughly, what is your home worth today?

Your best estimate is fine. We'll confirm the real value later with an appraisal.

Question 5 of 7

How much do you still owe on the home?

Include any mortgage or home-equity loan. Enter 0 if it's paid off.

Your current monthly mortgage payment, if any (optional, principal and interest)

Question 6 of 7

Which state is the home in?

I'm licensed in Virginia and Maryland.

Question 7 of 7

Do you keep up with your property taxes and homeowners insurance?

With a reverse mortgage you stay responsible for these. Your answer just helps set expectations.

How many more years do you plan to stay in this home?

Does anyone who would not be on the loan live with you?

An adult child, a partner, a relative. They would not have a right to stay when the loan comes due, so it matters.

Last step

Where should I send your estimate?

Enter your details and I'll show your estimate on the next screen and email you a copy. This estimate is for education only, not an offer to lend.

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Phone

✓ No credit pull✓ No obligation✓ Estimate only

Rather do this by phone? Call me at (703) 255-5810 or ask me to call you.

← Read the full reverse mortgage guide