Give your buyers a mortgage edge before the first showing.
When your buyers use TMES, they arrive organized, pre-qualified, and clear on what they can afford — so you can focus on finding them the right home.
Offer-ready from the first showing.
A Mortgage Snapshot before the search
Buyers complete our 7-minute Mortgage Plan Builder and arrive knowing their estimated buying power, likely loan options, and how much cash they'll need at closing.
See the Plan Builder →Organized from day one
Our Document Checklist Builder generates a custom file prep list so your buyer isn't scrambling for W-2s during contract negotiations.
See the Document Checklist →Local VA/MD program expertise
We know Virginia Housing DPA, Maryland Mortgage Program, SmartBuy, Partner Match, and county-level assistance programs — so buyers don't leave money on the table.
See assistance programs →A broker partner that makes you look good.
- three decades serving VA and MD buyers.
- Independent broker — we compare many lenders, not just one product.
- Same-day pre-approval letters for under-contract situations.
- You stay informed: we copy you on milestone updates.
- No cold calls to your clients — we only follow up when they ask us to.
What a "lender-ready file" means for your deal
- Documents gathered before the offer, not during the appraisal window
- Cleaner underwriting conditions — fewer last-minute asks
- Realistic price ceiling communicated up-front (no blown budgets)
- DPA and MCC paperwork coordinated with your closing timeline
- A TMES advisor you and the listing agent can both call
Outcomes depend on each borrower's full financial profile and lender approval. Not a commitment to lend.
One link. Real preparation.
Send your buyer the Mortgage Plan Builder link below. When they complete it, a TMES advisor will reach out within one business day. You'll get a copy of their plan summary so you know where they stand.
Want to talk about working together?
We'd love to meet. A 15-minute call with a TMES advisor — no hard sell.
Equal Housing Opportunity · NMLS ID# 205178 · Licensed in Virginia (MC2538) and Maryland (MB11493).