Rent vs. Buy Wealth Builder

See your projected net wealth over 5 and 10 years under each path — factoring in equity, appreciation, maintenance, taxes, and the investment opportunity of your down payment.

~3 minutesLong-term viewHonest math

Your numbers

Target home price

Down payment %

Mortgage rate %

Current rent

Annual home appreciation %

Annual rent growth %

Alt. investment return % (if renting)

Net wealth position

—

5-year net wealth if you buy—

5-year net wealth if you rent & invest—

10-year net wealth if you buy—

10-year net wealth if you rent & invest—

10-year difference—

Talk to an Advisor Check Buying Power

Projection, not a guarantee. Future returns, appreciation, and rent growth are uncertain. This tool is meant to frame the decision honestly — not predict outcomes. A TMES advisor can walk through scenarios with your real numbers.